Credit by Bencredit repair

Your credit shouldn’t keep your life on hold.

A home. A business. More breathing room for your family. Take the 60-second quiz and Ben points you to your best next step: a call with him, his Skool community, or free resources to start on your own.

Fix my credit

60 seconds. No card. Nothing to buy on this page.

What we can remove.

These are the entries that drag a score hardest — and the ones the bureaus most often can’t stand behind when they’re actually challenged.

A clear next step.
At every step.

  1. Tell Ben where you are.

    Add your name and how to reach you, then answer three quick questions about what you want and how you want to get there. It takes about a minute.

    Take the quiz

  2. Get your next step.

    Your answers point you to one of three places: a call with Ben, his Skool community, or free resources you can use today. Nothing to buy on this site.

  3. Start.

    Book the call, join the Skool, or grab the free resources. In the Skool, Ben’s welcome message walks you through signing up and setting up credit monitoring, which its provider bills separately.

    See the Skool
Ben, founder of Credit by Ben

Better credit isn’t the end goal. Options are.

Hi, I’m Ben. I’m a father of four, all under 8, a Christian, and someone who believes financial freedom is about a lot more than a credit score.

I help individuals and families strengthen their credit, position themselves for business funding, acquire assets, and build a foundation for long-term wealth.

Faith.
Family.
Credit.
Funding.
Assets.
Legacy.

Let’s build something that outlives us.

Client Wins

  • A client’s text with a credit app screenshot: score 688, up 72 points today, and “Your Borrowing Power went up to $45,000”.
    Up 72 points.
  • A client’s text with a credit app screenshot: score 746, Good, up 197 points, with a chart rising steeply in July.
    Up 197 points.
  • A client’s text, “Equifax shows a jump of 72 pts”, Ben’s reply “Send that screen shot!”, and the screenshot: Equifax 623, up 72 points.
    Equifax, up 72 points.

Individual results. Results vary and are not typical.

Inside Ben’s Skool. $77 a month

Go Fund Yourself! is the community where Ben teaches the whole process and answers questions along the way. Credit monitoring (MyFreeScoreNow, $39.90 a month) is a separate service, billed by its provider.

Fix my credit

What you’ll learn

  • Credit repair and your consumer rights

  • Disputing inaccurate reporting

  • Primary and secondary credit bureaus

  • Building a stronger credit profile

  • Personal and business funding

  • Lender requirements and application strategy

Educational only. Results vary. No approvals or removals are guaranteed. A dispute is not a promise of removal or a higher score. Accurate, current information cannot legally be removed just because it is negative.

The questions I get most.

What happens after the quiz?
Your answers point you to one of three places: a call with me, my Skool community, or free resources you can use today. You see your next step as soon as you finish.
What can you actually remove?
Anything inaccurate, unverifiable, or reported in a way the bureau can’t stand behind: collections, charge-offs, repossessions, late payments, inquiries, duplicates. Accurate and verifiable items stay. Nobody can promise a removal, and I won’t.
What does the Skool cost?
$77 a month, billed by Skool. Nothing is sold on this site; you join on Skool’s own page.
Is there a separate monitoring fee?
Yes, and it doesn’t come to me. Credit monitoring is MyFreeScoreNow, $39.90 a month, billed by them. You set it up after you join, from the link in my welcome message.
How long until I see results?
Bureaus generally have thirty days to respond to a dispute, so the first answers can take about a month. How far it goes depends on what’s on your report. Results vary, and anyone promising you a number by a date is guessing.
How do I get started?
Take the quiz. It takes about a minute, there’s no card, and there’s nothing to buy on this page.